In 2017, Derek gave back over $87,000 to his clients is the form of lender credit to help pay for some or all of their closing costs.
We don't know another loan officer who even came close to this. How much money can Derek and his team give to you or your clients towards closing costs?
THE MAIN TYPES OF MORTGAGE LOANS AND LENDER CREDIT
GET THE INSIDE INFORMATION
What Your Bank and Other Mortgage Companies Do NOT Want You to Know!
Derek is sick and tired of seeing people being taken advantage of, unknowingly, by banks, credit unions and other mortgage companies.
This website was developed, so you, the borrower, can be made aware of something that you might not be aware of, lender credits. This is money that should go to you, from the lender, to help with some or ALL of your closing costs on your new home loan, but most mortgage companies, banks and credit unions DO NOT give you what they should and they keep it as profit for themselves. That's just the way their rate sheets are set up, with not a lot of lender credit available to you at low interest rates.
Even though this is standard practice in the industry, it is just not right!
Derek will PROVE to you the rate and lender credit available on your transaction, not just verbally tell you or email you some figure that will likely get changed down the road (like other mortgage people do to you).
Now you will be informed when you are ready for your next home loan. Explore this website and see what difference it makes working with Derek versus other mortgage companies and banks.
Click below to learn why you're not getting what you should be getting from your mortgage company or bank and how Derek can correct that for you in your next home loan transaction.
T E S T I M O N I A L S
People LOVE Getting Unexpected Free Money!
"Derek is truly amazing. I started my VA loan with my certain "military" credit union (like most seem to do) and I thought I was getting a good rate because I am active military and they cater to us. When my real estate agent told me to talk to Derek and see what he could do, I was hesitant, but called him and he got me the same interest rate, but also over $12,000 in lender credit towards my closing costs which covered ALL of my closing costs. The credit union was giving me nothing. I am SO glad I was introduced to Derek. I saved over $12,000 in my pocket that I wasn't expecting to. I cannot recommend him and his team enough. Use them, you won't be sorry!"
Christian B., VA Buyer, San Diego